When your credit score is not where you wish it would be, don’t stress about it too much. Bad Credit will not stop you from getting a quick loan. There are many opportunities and lenders out there who will help loan seekers with bad credit.
Getting a loan and making payments will actually cause your credit score to rise, because if you may your loan payments on time and in full, it creates a good credit history. You are showing you are trustworthy to make loan payments. It may take time, but your credit score will get better.
To regular lenders, self-employed people are too risky to give a loan too, and this is just because tax deductions make their income look inadequate on paper. Once again, there are lenders who specialize in self-employed loans and private loans. There is a loan out there for you.